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For policyholders of Reliance Customary Life Insurance coverage Firm, also called Reliance Customary, insurance coverage declare denials are far too widespread. By its very nature, the insurance coverage trade is an advanced market that causes anxiousness and hardships for a lot of hardworking individuals when their legitimate insurance coverage claims are denied. In case your Reliance Customary insurance coverage declare was undervalued, delayed, or denied, don’t hand over. Donahue & Horrow LLP is your ally throughout these tough instances, and our authorized crew will battle to safe the advantages you’re legally owed.
Our attorneys have intensive insurance and medical malpractice background and because of this, they know the entire ways that insurance coverage carriers like Reliance Customary use to disclaim policyholders’ claims. Our authorized crew has taken on trade giants to safe tens of millions of {dollars} 12 months after 12 months for our purchasers whose incapacity claims have been wrongfully denied. Contact us now.
We’ll battle relentlessly so that you can safe your insurance coverage advantages and we are going to deal with you with the dignity and respect you deserve throughout this difficult time. Name us right this moment should you assume you might have been handled unfairly by Reliance Customary: (877) 664-5407.
About Reliance Customary – A Various Insurance coverage Provider
Reliance Customary’s insurance coverage portfolio contains worker advantages options, incapacity earnings, and group time period life insurance coverage, and voluntary worker protection choices. Reliance Customary additionally provides dental & imaginative and prescient, stop-loss, restricted profit medical, annuity, and produce compliance services. In 2018, Reliance Customary’s whole property exceeded $14 billion.
Regardless of the corporate’s robust monetary standing, Reliance Customary continues to keep away from paying out incapacity advantages to individuals throughout their time of want. In case your Reliance Customary insurance coverage advantages have been denied, contact us now and we are going to reply any questions you could have about your particular coverage and declare for gratis. We’re right here to help.
Reliance Customary Insurance coverage Declare Denials – Frequent Techniques
Insurance coverage suppliers perceive that their long-term development hinges on avoiding paying out insurance coverage advantages. Sadly for policyholders like your self, because of this Reliance Customary will do all it will probably to keep away from paying your declare on time, on the worth you deserve or denying your declare altogether. To realize these targets, the playbook usually contains three distinct steps:
- Failing to be particular as to the knowledge you must present to help your declare;
- Misrepresenting your precise job duties; and
- Falsely claiming there’s not sufficient medical proof to help your declare.
It’s difficult sufficient to tackle an insurance coverage firm if you’ve been denied what’s rightfully yours, not to mention taking one on with enduring ways designed to disrupt and delay your efforts. These companies usually attempt to “put on down” policyholders such as you within the hopes that you’ll hand over fairly than battle for the insurance coverage advantages you paid for and deserve. If Reliance Customary has tried a number of of those ways with you, it could be a transparent signal the enterprise is making an attempt to wrongfully deny your insurance coverage declare:
- Conducting surveillance in an try to “catch you” appearing in a fashion inconsistent together with your claimed restrictions and limitations;
- Stalling by asking for increasingly more information to help your declare, even should you already supplied them with entry to all your medical information;
- Counting on the opinions of in-house docs, who overwhelmingly are inclined to help their employer, the insurance coverage firm; or
- Trying to rescind your coverage as a result of the insurance coverage agent didn’t embody data that you simply informed her or him on the applying.
Actual Examples
Reliance Customary’s technique to deny policyholders’ insurance coverage claims has been positioned below a microscope lately. Most lately, a dentist submitted a practical capability analysis to obtain incapacity advantages as he suffered ache that affected his focus and efficiency. Reliance Customary used its personal docs to submit opinions to disclaim his insurance coverage declare. A courtroom discovered that the dentist’s situation might pose a security concern to his sufferers and awarded him the advantages he was rightfully owed.
Subsequent, a choose reversed a choice that originally denied a plaintiff’s declare for incapacity advantages. On this case, a lady wakened with dizziness and felt numbness in her decrease extremities. After looking for assist from a neurologist, she acquired advantages for 2 years. After this two-year interval, Reliance Customary stopped paying her advantages. A courtroom would later require the corporate to investigate each her bodily and cognitive talents, a transfer that reversed the preliminary denial.
In 2017, the Court docket of Appeals dominated towards Reliance Customary in a case the place the plaintiff suffered from kidney most cancers and quite a few different illnesses. Reliance Customary denied her incapacity advantages and administrative attraction, arguing the plaintiff was not completely disabled. The Appeals Court docket felt in any other case and upheld her incapacity advantages as mandated by the Employee Retirement Income Security Act (ERISA).
Do Not Wait to Act!
Reliance Customary has confirmed that it can’t be trusted to do proper by policyholders comparable to your self. In case you are coping with an insurance coverage declare denial from Reliance Customary, we urge you to take motion. Don’t delay one other minute. Insurance coverage claims have strict deadlines that have to be met so as so that you can accumulate the insurance coverage advantages you’re owed. This timeline is particularly essential in case your coverage was issued via your employer and your declares are ruled by ERISA. Contact us now.
Confusion is a trademark of insurance coverage claims. Our authorized crew will battle relentlessly to safe the insurance coverage advantages you’re legally owed. We’ll decipher your Reliance Customary insurance coverage coverage and interpret the phrases of the coverage to make sure your declare is profitable. Name Donahue & Horrow LLP now, for a free session: (877) 664-5407. We stay up for listening to from you and serving to you to obtain the advantages that you’re entitled to.
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