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A toddler rider and little one time period rider basically confer with the identical factor – they’re extra provisions that may be added to a mother or father’s life insurance coverage coverage to cowl their kids for a specified interval. These riders supply short-term protection and are sometimes extra inexpensive, however don’t accumulate money worth. In distinction, a standalone little one life insurance coverage coverage is a separate, everlasting coverage completely for a kid, providing lifelong protection and sometimes together with a money worth element.
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